For all of you who are having a crisis with mortgages and cannot afford your house or are afraid of losing your house....here may be a solution!
I contacted my mortgage company many times and finally found someone there recently that gave me a break. Apparently President Obama has put through this new plan that started at the beginning of May called "Making Homes Affordable" (according to the paperwork I got from my mtg company).
Call your mtg company TODAY if you are in trouble and ask them about this plan!!!!!!!!!!!!
The government is trying to allow us to keep our houses. It cut my mtg payment into 1/3 and it created an escrow account for me when I didn't have one. Not too bad for someone who went from working full time to now only having income from unemployment.
If you run into issues with your mtg co, the governmental agency's phone number is 877-SIG-2009. (I would only try that as a last resort though.)
I wish you all the best of luck and God Bless.
